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The Rocket Dog Capucine Flat is super flattering with the ruched pointed toe. These soft fabric shoes with rubber soles are easy to walk in, even if you need to wear them all day long at the office. Some women prefer the look of a smooth, round toe, while other ladies really love the look and feel of a pointy toe shoe, and these are just the ones to be worn..

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Variable mortgage contracts dominate the UK mortgage market (Miles, 2004). The dominance of the variable rate mortgage contracts has important consequences for the transmission mechanism of monetary policy decisions and systemic risks (Khandani et al., 2012; Fuster and Vickery, 2013). This raises an obvious concern that a mortgage market such as that in the UK, where the major proportion of mortgage debt is either at a variable or fixed for less than two years rate (Badarinza, et al., 2013; CML, 2012), is vulnerable to alterations in the interest rate regime.