For a frictionless credit product seeing strong growth of adoption, I think it is reasonable that the cost will be borne by everyone, but fees will have to cAs a thought experiment, imagine APT is very successful and 100% of merchants feel they “simply have to sign up”. Then 100% of merchants will be paying half their profits to APT. And none of those merchants will have any differentiating factor to customers, because they all offer BNPL.

She laid out an array of possible criminal charges in letters sent to state officials and agencies asking them to preserve documents, providing a partial map of the potential exposure of Trump and his allies. As she put it in the interview, racketeering could apply to anyone who uses a legal entity presumably anything from a government agency to that person’s own public office to conduct overt acts for an illegal purpose. In this case, it applies to the pressure the president and his allies exerted on Georgia officials to overturn the election..

Also in Palm Cove, I met chef Nick Holloway, originally from Melbourne but now a proud Queenslander, who moved to these parts with his young family for a change in lifestyle. He made us one of the most magical desserts I ever tasted in my life. He was aiming for and he wasn far off.

Studies have suggested each rat OBP binds to particular sets of odours, which may afford them a particularly important role within the olfactory system, pre sorting odours.This study focuses on OBP3, closely examining the binding interaction of this protein with a range of odours. This has been done using Isothermal Titration Calorimetry which revealed that the binding of the highest affinity ligands, the heterocyclic compounds, is enthalpically driven. A defined odour series, the gamma lactones showed that despite increasing ligand size and hydrophobicity, the free energy of binding of these ligands is maintained.Interactions with both 2 isobutylthiazole and the gamma lactones were examinedusing NMR spectroscopy, which required the NMR assignment of OBP3 to be determined.

Morgan Muir, the longtime CIA analyst whom The New York Times reported was tasked with delivering President Biden daily intelligence briefings, played a leading role in the CIA defense of its torture program and cited information the agency later publicly admitted was inaccurate during a standoff with the Senate Intelligence Committee in 2013, BuzzFeed News reports. The extent of Muir involvement in the showdown was not previously known, per BuzzFeed. Mark Udall (D Colo.), an outspoken member of the committee at the time, said Biden “should have serious concerns about entrusting his presidential daily briefing to anyone who may have helped cover up this dark chapter in our nation history.” Sen.