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She has not ruled out proposing further regulatory changes to the sector.Austrac has not ruled out proposing regulatory changes to the sector. Picture: Derek RoseSource:AAPwill continue to work with Afterpay to assist the company to mature and strengthen its compliance processes, staff training and suspicious matter reporting, she said.we will not hesitate to take action where an organisation is failing to appropriately protect itself and Australia financial system from criminal activity.welcome the opportunity to continue to work closely and constructively with Austrac and we will approach this formal process as an opportunity to ensure that our AML/CTF compliance is robust, Afterpay said.are committed to remaining focused on becoming better at what we do. Said its customers used the service to budget for small value transactions, with an average value of $148 and a maximum value of $1500.It recognised the buy now pay later sector was new for regulators and wanted to work constructively with Austrac to develop compliance policies specific to its business.Afterpay said it only received the order to appoint an auditor last night, but had been aware of Austrac concerns earlier.It said last Thursday that a scheduled part of our existing program, we are in the process of appointing a leading professional services firm to conduct an independent review of the design and operation of our AML/CTF framework to see if any further improvements or actions can or should be made.

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